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Website updated: February 8, 2012
 
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Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


 

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home: 
Down Payment:   
Annual Insurance:   
0.43%of Cost
Annual Property Tax:   
1.2%of Cost
Monthly Income: 
Monthly Debt: 
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees: 

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent:
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance:   Annual Home Maintenance: %
Savings or Investment Rate:   %  


"To leave satisfied you must arrive prepared."


Consider this your home buyer’s toolkit. Open it up, take a look around, and if you like, start equipping yourself with the tools necessary to make your best purchase. In most businesses, knowledge equals power, and real estate is certainly no exception.

Novi Sad Property hope you enjoy the free reports we’ve provided, and we hope you learn a little more about what it takes to make your important purchase a great one.

The real estate market in Novi Sad is certainly volatile, and all of the information about buying yor commercial property or a home can be overwhelming. We can help.

New-home.jpgWhen you're ready to act, do not hesitate to contact us.

We fight on behalf of our buyers.
We negotiate the absolute best price.
We protect you.
We simplify your transaction for you as much as possible.

We look forward to working with you.

Thanks for stopping by,

Novi Sad Property team

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Sinisa Puzic
Dragise Brasovana 18
21000 Novi Sad
Serbia

Tel:  +381 60 7477 244
Tel:  +381 63 8149 340
Fax: +381 21 453 580

Email: sinisapuzic@gmail.com

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